8月31日金融一线消息，民生银行举行2026年半年度业绩说明会。副行长张俊潼表示未来五年，民生银行将继续坚持将零售业务作为优先发展的长期性、基础性战略业务，全面提升零售业务发展模式，构建资产负债一体化经营的全收益经营体系、AI+零售的数字化经营管理体系，以资产获取驱动客户经营，推动零售业务高质量发展。
具体来看，民生银行将围绕客户家庭财务增长情况和融资需求，构建综合解决方案。在住房按揭领域，聚焦重点渠道优质项目和资源，持续优化按揭业务投放结构，更加重视对客户的全生命周期经营，从单一按揭投放向“按揭+财富管理”综合服务延伸。在消费贷款方面，坚持消费贷款向质量经营转型，加强对优质单位客户的培育和分层经营，构建多样化消费场景，满足居民多元化消费需求。
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