五大险企集体押注分红险:新单占比快速提升,利差风险真的降低了吗?

澎湃新闻
Sep 01

分红险已然成为头部寿险公司产品转型的共同方向。  2026年上半年,中国平安寿险新业务分红险占比已超过九成;人保寿险分红险新单期交保费占新单期交保费的67.7%;太保寿险新保业务中分红型保险占比提升至55.5%。新华保险分红型保险原保险保费收入同比增长165.4%,其中长期险首年保费同比增长645.7%;中国人寿半年报也显示,其浮动收益型业务占比进一步提升。  在长期利率处于低位、传统寿险产品负债...

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