9月4日金融一线消息，青岛银行今日举办2026年半年度业绩说明会。谈及息差，董事长景在伦表示，2026 年上半年，本公司净息差 1.63%，较年初下降 0.03 个百分点，环比上季度持平。面对市场利率下行、持续让利实体经济的外部环境，公司高度重视息差管理，持续优化资产负债两端结构。资产端，加大贷款等高收益生息资产配置力度，稳固资产收益水平；负债端聚焦成本管控，持续优化负债结构，坚持存款立行，稳固存款占比，同时通过落实存款市场化利率调整、期限结构优化等举措压降存款成本。
展望后续息差，景在伦表示，行业层面已显现企稳信号。本行将继续做实做细息差精细化管理，力争维持良好的息差水平。
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