42家上市银行存款透视:定期承接率高企 中小银行活期流失

中国经营报
Sep 03

日前,42家上市银行披露了2026年中期业绩报,其中,个人存款数据均实现稳健增长,并未出现市场担忧的存款大规模“搬家”现象。  但总量稳健的表象之下,存款的内部结构正在发生变化。《中国经营报》记者注意到,截至2026年6月末,在42家上市银行中,仅有1家银行个人定期存款规模较2025年年底减少,而个人活期存款规模较2025年年底减少的银行数量为12家,且其中10家为城商行、农商行。  业内人士指出...

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