9月2日,《国际金融报》记者梳理A股上市银行半年报数据发现,截至6月末,6家国有大行与9家股份制银行中,有12家银行上半年个人住房贷款余额“缩水”;有13家银行披露了按揭贷款不良率,其中9家指标数值“抬头”。 受访专家指出,短期看,个人房贷余额下降的趋势还会延续。后期走势取决于房价是否能稳定、居民收入就业等基本面能否稳定,以及按揭贷款利率和无风险利率的差距等因素。 15家银行房贷缩水超6000亿...
Source Link9月2日,《国际金融报》记者梳理A股上市银行半年报数据发现,截至6月末,6家国有大行与9家股份制银行中,有12家银行上半年个人住房贷款余额“缩水”;有13家银行披露了按揭贷款不良率,其中9家指标数值“抬头”。 受访专家指出,短期看,个人房贷余额下降的趋势还会延续。后期走势取决于房价是否能稳定、居民收入就业等基本面能否稳定,以及按揭贷款利率和无风险利率的差距等因素。 15家银行房贷缩水超6000亿...
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