美国银行报告:在线投注用户激增但回报率低迷

链捕手
Sep 02

ChainCatcher 消息,据美国银行研究所9月1日发布的报告,今年6月至7月,在线投注平台首次用户数量较1月增长逾两倍,7月已有约5%的银行客户参与投注活动。但用户资金回收率持续低于1,平均每转出1美元仅能收回不足75美分,显示投注难以构成稳定的收入来源。活动高度集中于年轻群体,Z世代与千禧一代合计占7月交易量的88%。同时,参与投注家庭的存款账户中位数余额仅为未参与家庭的59%,财务状况相对脆弱。监管层面,美国商品期货交易委员会已针对预测市场合约及激励计划出台新规,国会两党亦提出多项法案,旨在明确联邦监管框架并加强消费者保护。

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