泰国央行行长维泰·拉塔纳科尔于周四一场论坛上表示，鉴于消费债务快速扩张引发担忧，泰国央行计划针对先买后付（BNPL）服务商出台牌照制度与放贷监管规则。
他表示，借款人年龄须年满18‑20周岁，先买后付产品利率上限设定为15%‑20%。
每位借款人的授信额度最高不超过2万泰铢（折合606美元），还款期限最长为6个月。
禁止该类产品提供现金取现服务。
先买后付放贷规模同比增长56%，新增借款人占全部用户的45%。
维泰称，泰国目前有六家以上先买后付运营机构。
央行计划在9月底就新规草案举行公众听证会，并于第四季度正式发布监管条例。
泰国央行同时计划强化对非银金融机构的监管；当前共有24类非银金融牌照，覆盖机构超3600家。
维泰表示，央行将增配人员，并运用人工智能技术，加强对该行业的监管力度。
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