专家称现在楼市处于底部区域 房贷选40年期限不一定划算

格隆汇
Sep 02
据中新经纬,8月28日多部门出台一系列房地产新政,涉及预售制度改革、个人和企业信贷制度、资金监管、供地规则等一系列制度重构。关于贷款期限选择,首都经济贸易大学京津冀房地产研究院院长、北京市房地产法学会副会长赵秀池称,贷款期限延长是一把“双刃剑”,并不是选40年贷款期限就一定划算。如果手头吃紧,资金短缺,可以用足政策,先选长期贷款。等收入提高了,有偿还能力了,提前还掉也是一个不错的选择。新政降低了购房者入市资金门槛,有利于一部分刚需和改善性住房需求加快入市。对于不倾向租房的刚需群体,现在楼市基本上是底部区域了,政策也是最好的时候,可以考虑“上车”。

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Most Discussed

  1. 1
     
     
     
     
  2. 2
     
     
     
     
  3. 3
     
     
     
     
  4. 4
     
     
     
     
  5. 5
     
     
     
     
  6. 6
     
     
     
     
  7. 7
     
     
     
     
  8. 8
     
     
     
     
  9. 9
     
     
     
     
  10. 10