ETF规模突破5万亿元,AI仍为“配角”,头部基金公司坦言,这些环节必须由人工完成

智通财经
Sep 08
【ETF规模突破5万亿元,AI仍为“配角”,头部基金公司坦言,这些环节必须由人工完成】记者向包括易方达基金、华泰柏瑞基金、汇添富基金、平安基金、天弘基金、建信基金、摩根基金、南方基金、招商基金在内的多家基金公司展开调研。受访基金公司认为,AI在ETF运营中已从概念走向实践,但其定位为“辅助增强”而非“核心替代”,即在PCF制作、IOPV计算等ETF运营的核心环节,AI依然是“配角”。而在流动性管理、申赎预判、风险监控等依赖模式识别的环节,AI的效率优势正逐步释放。也有公司坦言,在ETF运营中尚未使用AI。但多数基金公司认为,展望未来三到五年,AI在ETF实时风控、运营自动化及投资者服务等环节的突破最值得期待。然而,数据安全、模型可解释性、自动化陷阱及人的能力退化等风险,也是行业在拥抱AI时必须审慎跨越的门槛。

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