9月16日金融一线消息，2026年上海辖区上市公司集体接待日暨半年报业绩说明会于今日召开。中国太保投资者关系管理团队陈蓉回应投资者提问称，上半年公司NBV增长的主要驱动因素：一是强化分层分类分群客户经营，持续优化客户结构，推动客层上移。
二是持续优化产品结构，丰富产品矩阵，深入推动浮动收益型产品转型，创新健康险产品供给，保持保障型业务的良好发展势头，同时积极牵引长缴别产品，缴期优化牵引价值实现。
三是加强队伍建设，通过“职业化、专业化、数智化、年轻化”的“四化”队伍建设，持续推动绩优个人和绩优组织发展，促进队伍质态和经营效能提升。
四是加强精细化管理，持续推进以产品为原点的价值管理体系建设，以价值牵引经营，强化资负联动，提升投产效能，推动新业务价值率提升。
五是强化数智赋能，围绕核心业务场景，推进智能化建设，驱动业务流程重塑和业务模式变革。 从数据表现来看，上半年NBV增长主要来自价值率的提升。
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