【美国房贷利率突破7%】美国债市动荡正向房地产市场传导。相关专业网站每日监测数据显示,美国30年期固定抵押贷款利率继10日突破7%后,又连续上行,并于15日达到7.22%,创2025年1月以来的新高。美国30年期固定房贷利率定价紧密锚定美国10年期国债收益率,近期美债收益率持续走高,银行放贷成本上升。市场押注美联储大概率加息,进一步带动房贷利率持续上行。美国全国房地产经纪人协会日前公布的数据显示,今年8月美国成屋销售环比下降2%,按年化计算为398万套,是去年6月以来最低。市场此前预测2026全年房屋销售增长4.3%,如今将增幅调降至1.3%,其中四季度预计将出现明显萎缩。分析指出,房贷利率高企令本已低迷的美国房地产市场雪上加霜,潜在购房者观望情绪加重,房屋建筑商利润也面临挤压。
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