信用卡被盗用于订购苹果手机,香港金管局回应“应尽快通知发卡银行”

格隆汇
Yesterday
近日,香港多家银行客户表示其信用卡被盗用于订购苹果手机。就此,香港金管局发言人回应称,信用卡交易一直需采取有效措施以确保安全性,保障客户的利益。个别商户可能基于营运考虑而不使用或暂停额外认证安排(如InApp认证或一次性密码)。在此情况下,商户须承担非授权交易的责任及财务损失。该发言人表示,银行信用卡持卡人(卡主)应小心核对交易纪录,如怀疑或发现信用卡被盗用,应尽快通知发卡银行,包括透过网上银行即时停用有关信用卡。一般而言,若银行信用卡帐户被用作未经授权交易,而卡主并无作出任何欺诈或严重疏忽行为,则不需为未经授权交易承担责任。

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