今年3月,国家金融监督管理总局会同中国人民银行联合发布《个人贷款业务明示综合融资成本规定》(以下简称《规定》),8月1日起已正式施行。从此,个人贷款息费告别“雾里看花”,借款人借钱终于有了一本“明白账”。《规定》直指长期以来个人贷款领域借款人反映集中的息费展示不透明、名目繁多看不懂、利率口径混淆、隐藏成本不易识别等痛点,从制度层面规范行业机构明示综合融资成本的披露行为,对借款人是一项重要权益保障。...
Source Link今年3月,国家金融监督管理总局会同中国人民银行联合发布《个人贷款业务明示综合融资成本规定》(以下简称《规定》),8月1日起已正式施行。从此,个人贷款息费告别“雾里看花”,借款人借钱终于有了一本“明白账”。《规定》直指长期以来个人贷款领域借款人反映集中的息费展示不透明、名目繁多看不懂、利率口径混淆、隐藏成本不易识别等痛点,从制度层面规范行业机构明示综合融资成本的披露行为,对借款人是一项重要权益保障。...
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