美国房贷利率连续第七周攀升 达到7.49%的近三年高位

智通财经
Oct 07
【美国房贷利率连续第七周攀升 达到7.49%的近三年高位】美国抵押贷款利率连续第七周上升,升至近三年来最高水平,进一步加剧美国住房可负担性问题。美国抵押贷款银行家协会周三公布的数据显示,截至10月2日当周,30年期固定利率抵押贷款的合约利率上升19个基点至7.49%,为2023年11月以来最高。过去三周,该利率累计上涨约0.5个百分点,创2023年初以来最快升幅。伊朗战争爆发以来,能源成本和整体通胀上升,推高了对抵押贷款利率具有重要影响的10年期美国国债收益率,并于周一升至2002年以来最高水平。加之房价仍处高位,抵押贷款利率居高不下,使二手房和新房销售难以持续获得动能。衡量购房贷款申请的MBA购房指数下降2.1%,跌至一年多来最低水平。MBA再融资指数下降7.5%,延续自8月中旬开始的下滑趋势。MBA这项调查自1990年以来每周进行一次,调查对象包括抵押贷款银行、商业银行和储蓄机构,覆盖美国超过75%的零售住宅抵押贷款申请。

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