美国抵押贷款利率维持在7.4%不变 房地产市场举步维艰

智通财经
Oct 16
【美国抵押贷款利率维持在7.4%不变 房地产市场举步维艰】美国抵押贷款利率过去一周维持不变,对于因借贷成本重返7%而遭受打击的住房市场来说,几乎没有带来任何缓解。房地美周四在一份声明中表示,30年期固定利率抵押贷款的平均利率维持在7.4%。该利率徘徊在2023年11月以来的最高水平。一年前为6.27%。借贷成本飙升令买卖双方都备受冲击。抵押贷款利率上个月升破7%,至今仍未回落。随着住房负担能力恶化,利率上升一方面迫使卖家降价,同时也让潜在买家望而却步。在房地美发布最新报告之前,房源挂牌服务机构Bright MLS首席经济学家Lisa Sturtevant表示:“预计今年秋季住房市场将显著放缓。抵押贷款利率上升、通胀走高以及消费者信心疲弱形成的多重逆风,将拖累市场活动进一步下降。”Sturtevant表示,今年二手房销量可能自1990年代以来首次降至400万套以下。

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