美国房贷利率创近三年新高 购房贷款申请连续六周下滑

格隆汇
Oct 14
美国抵押贷款利率持续攀升,导致购房贷款申请量连续第六周下降。美国抵押贷款银行家协会(MBA)周三公布的数据显示,截至10月9日当周,美国30年期固定抵押贷款合同利率上升1个基点至7.50%,仍处于2023年11月以来的最高水平。自6月底以来,该利率已累计上升近1个百分点。衡量购房贷款申请量的MBA购房指数下降4%,连续第六周下滑,创下2023年7月至8月以来最长的连续下降纪录。在近期抵押贷款利率大幅上涨之前,美国住房销售曾显现企稳迹象。 美国全国房地产经纪人协会(NAR)周二公布的数据显示,成屋销量小幅增长。不过,该数据基于已完成交割的交易,主要反映最近一轮借贷成本飙升之前签署的购房合同。NAR首席经济学家Lawrence Yun表示,由于利率上升,“第四季度住房交易交割量显然将下降,甚至可能出现明显下滑”。

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