IMF压力测试:AI崩盘叠加债市动荡 全球更多银行将被推向边缘

格隆汇
Yesterday
国际货币基金组织称,与一年前相比,在一种“末日情景”下,将有更多全球银行被推向危险边缘。该机构表示,即便银行利润飙升,与AI相关的挑战也可能危及银行。IMF最新的压力测试考察了银行如何应对AI崩盘、政府债券收益率飙升和经济放缓。在这一情景下,全球银行业资产的22%将掌握在110家“弱”银行手中,这些银行的核心资本充足率将跌破7%,或低于全球最复杂银行所适用的更高门槛。在去年的测试中,压力情景下有18%的银行业资产集中在88家“弱”银行。IMF的阿萨纳西奥斯·瓦姆瓦基迪斯表示,每年的情景都反映了当时被认为相关的风险,且基于相同的方法论。今年,随着能源供应中断、对AI泡沫的担忧以及收益率上升,全球经济面临的风险已经放大。

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