Coinbase 加密抵押贷款与银行存款上链同步推进

链捕手
Oct 18

ChainCatcher 消息,Coinbase 加密资产抵押贷款未偿余额已达 23 亿美元,该产品于 2025 年 1 月上线。符合条件的美国纽约州以外用户可质押 Bitcoin 借入 USDC,无需卖出持仓,贷款经由 Base 网络上的 Morpho 去中心化借贷协议路由。

Coinbase 通过 Morpho Midnight 新增固定利率贷款,可质押资产已扩展至 XRP、DOGE、ADA 和 LTC;截至 2026 年 9 月中旬,浮动利率贷款规模已超过 14 亿美元,由约 30 亿美元抵押品支撑。摩根大通的 JPMD 代币化存款已于 2026 年年中在 Base 上面向机构运行,花旗和纽约梅隆也在推进相关布局,多家英国银行计划于 2027 年上线相关网络。

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

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