评级机构穆迪表示,已将中国人寿保险业的展望由负面调整为稳定,预期2027年行业保费将以健康的单位数增长,主要受惠于在银行存款利率相对较低的背景下,家庭持续将储蓄重新配置至保险产品。长期债券收益率自2025年初以来已趋于稳定。若此趋势持续,保险公司资本充足水平及盈利能力所承受的压力将进一步纾缓。同时,保险公司持续调整产品组合,增加分红产品比重,这类产品一般承载较低的利率风险。穆迪指,资产风险仍在上升...
Source Link评级机构穆迪表示,已将中国人寿保险业的展望由负面调整为稳定,预期2027年行业保费将以健康的单位数增长,主要受惠于在银行存款利率相对较低的背景下,家庭持续将储蓄重新配置至保险产品。长期债券收益率自2025年初以来已趋于稳定。若此趋势持续,保险公司资本充足水平及盈利能力所承受的压力将进一步纾缓。同时,保险公司持续调整产品组合,增加分红产品比重,这类产品一般承载较低的利率风险。穆迪指,资产风险仍在上升...
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