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Daniel Ko; Portfolio Manager; Eagle Point Income Company Inc. Lena Umnova; Chief Accounting Officer; Eagle Point Income Company Inc. Ladies and gentlemen, the conference of Eagle Point Income Company will begin shortly. Please stay connected. Thank you.  Ladies and gentlemen, greetings and welcome to the Eagle Point Income Company fourth quarter 2024 earnings conference call. It is now my pleasure to introduce your host, Peter Sceusa with ICR. 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