Introduction:
FNB Bancorp operates as the bank holding company for First National Bank of Northern California that provides business and commercial banking services for individuals and small to mid-sized businesses. The company offers personal and business checking and savings accounts, including individual interest-bearing negotiable orders of withdrawal, money market accounts and/or accounts combining checking and savings accounts with automatic transfer capabilities, IRA accounts, time certificates of deposit, direct deposit services, and computer cash management with access through the Internet. It also provides commercial, construction, accounts receivable, inventory, automobile, home improvement, residential and commercial real estate, small business administration, office equipment, leasehold improvement, and consumer loans, as well as overdraft protection and lines of credit, standby letters of credit, and home equity lines. In addition, the company offers business financial products with specialized services, such as courier, appointment banking, and business Internet banking; travelers checks and cashiers checks; and automated teller machine and other customary commercial banking services. It operates through 12 banking offices in the cities of Daly City, South San Francisco, Millbrae, Pacifica, Half Moon Bay, San Mateo, Redwood City, Pescadero, San Francisco, and Sunnyvale. FNB Bancorp was founded in 1963 and is based in South San Francisco, California.