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United Fire

36.51

-0.7300-1.96%

Post-market: 36.510.00000.00%17:20 EDT

Volume:76.30K

Turnover:2.80M

Market Cap:931.53M

PE:8.15

High:37.20

Open:37.00

Low:36.40

Close:37.24

52wk High:40.63

52wk Low:25.01

Shares:25.51M

Float Shares:22.03M

Volume Ratio:0.53

T/O Rate:0.35%

Dividend:0.68

Dividend Rate:1.86%

EPS(TTM):4.48

EPS(LYR):4.48

ROE:13.72%

ROA:2.72%

PB:0.99

PE(LYR):8.15

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Overview Company News Filings

United Fire Group Inc. to Announce Fourth Quarter Earnings Results

United Fire Group Is Maintained at Neutral by Piper Sandler

United Fire Group Inc : Piper Sandler Raises Target Price to $37 From $35

THOMSON REUTERS

US Market's Undiscovered Gems Featuring 3 Promising Small Caps

Simply Wall St.

United Fire Group Inc. Files Initial Statement of Beneficial Ownership for SVP-Chief Claim Officer Brian Keith Rawlins

United Fire Group Keeps Quarterly Dividend at $0.16 a Share, Payable Dec. 19 to Holders of Record Dec. 5

MT Newswires Live

Press Release: United Fire Group, Inc. declares quarterly cash dividend of $0.16 per share

US insurance composite outperforms Wall Street for second consecutive week

United Fire Group Is Maintained at Buy by Jones Trading

United Fire Group Names Brian Rawlins Chief Claim Officer

United Fire Group CEO Outlines Strategy Shift for Softening Insurance Market

United Fire Group Reports Record Earnings in Q3 Call

United Fire Gr Q3 Adj. EPS $1.50 Beats $0.69 Estimate, Sales $354.018M Miss $354.455M Estimate

BRIEF-United Fire Group Q3 Adjusted Operating Income USD 39.51 Million

United Fire Group posts Q3 net income of $39.2 million and net written premium of $328.2 million

United Fire Group Q3 Adjusted Combined Ratio 90.6%

THOMSON REUTERS

United Fire Group, Inc. Reports Third Quarter 2025 Results

THOMSON REUTERS

United Fire Group Inc expected to post earnings of 69 cents a share - Earnings Preview

United Fire Group, Inc. announces its third quarter 2025 earnings call

US Market's Hidden Gems: 3 Promising Small Cap Stocks

Simply Wall St.

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Fire Group Inc. to Announce Fourth Quarter Earnings Results","url":"https://stock-news.laohu8.com/highlight/detail?id=2606223040","media":"Reuters","labels":["dataReport"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2606223040?lang=en_us&edition=fundamental","pubTime":"2026-01-27 04:00","pubTimestamp":1769457611,"startTime":"0","endTime":"0","summary":"Disclaimer: This news brief was created by Public Technologies  using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. United Fire Group Inc. published the original content used to generate this news brief via GlobeNewswire  on January 26, 2026, and is solely responsible for the information contained therein.","market":"us","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20260126:nNDLKYxDs:1","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"dataReport","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["IE00BKPKM429.USD","LU2210149790.SGD","NDAQ","SG9999014039.USD","BK4112","SG9999014021.USD","SG9999014005.SGD","BK4107","BK4588","LU2210150020.SGD","SG9999014013.SGD","UFCS","LU2095319765.USD","LU0314104364.USD","IE00B64PRP62.GBP","BK4585","IE00B3QW5Z07.USD","IE00BGHQF748.EUR"],"gpt_icon":0},{"id":"2593803094","title":"United Fire Group Is Maintained at Neutral by Piper Sandler","url":"https://stock-news.laohu8.com/highlight/detail?id=2593803094","media":"Dow Jones","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2593803094?lang=en_us&edition=fundamental","pubTime":"2025-12-22 21:04","pubTimestamp":1766408640,"startTime":"0","endTime":"0","summary":"Ratings actions from Benzinga: https://www.benzinga.com/quote/UFCS/analyst-ratings \n\n\n \n\n\n  (END) Dow Jones Newswires\n\n\n  December 22, 2025 08:04 ET (13:04 GMT)","market":"us","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":["rate"],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://dowjonesnews.com/newdjn/logon.aspx?AL=N","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["UFCS"],"gpt_icon":0},{"id":"2593100477","title":"United Fire Group Inc : Piper Sandler Raises Target Price to $37 From $35","url":"https://stock-news.laohu8.com/highlight/detail?id=2593100477","media":"THOMSON REUTERS","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2593100477?lang=en_us&edition=fundamental","pubTime":"2025-12-22 16:36","pubTimestamp":1766392576,"startTime":"0","endTime":"0","summary":null,"market":"fut","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20251222:nFWN3XR01E:6","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":"reuters_en_live","symbols":["BK4107","UFCS"],"gpt_icon":0},{"id":"2591762506","title":"US Market's Undiscovered Gems Featuring 3 Promising Small Caps","url":"https://stock-news.laohu8.com/highlight/detail?id=2591762506","media":"Simply Wall St.","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2591762506?lang=en_us&edition=fundamental","pubTime":"2025-12-16 01:03","pubTimestamp":1765818213,"startTime":"0","endTime":"0","summary":"As the United States market experiences fluctuations with technology shares impacting major indices like the Nasdaq and S&P 500, investors are keenly observing economic indicators such as employment data and retail sales for insights into small-cap performance. In this dynamic environment, identifying promising small-cap stocks can be crucial, as these companies often offer unique growth opportunities that may not yet be reflected in broader market trends.","market":"hk","thumbnail":"https://images.simplywall.st/asset/industry/7214000-choice1-main-header/1585186744718","type":0,"news_type":0,"thumbnails":["https://images.simplywall.st/asset/industry/7214000-choice1-main-header/1585186744718"],"rights":{"source":"simplywall_highlight","url":"https://simplywall.st/stocks/us/insurance/nyse-uve/universal-insurance-holdings/news/us-markets-undiscovered-gems-featuring-3-promising-small-cap-1","rn_cache_url":null,"directOrigin":true},"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://simplywall.st/stocks/us/insurance/nyse-uve/universal-insurance-holdings/news/us-markets-undiscovered-gems-featuring-3-promising-small-cap-1","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":"simplywall_highlight","symbols":["BK4205","BK4233","BK4107","TCI","UVE","UFCS"],"gpt_icon":0},{"id":"2590323827","title":"United Fire Group Inc. Files Initial Statement of Beneficial Ownership for SVP-Chief Claim Officer Brian Keith Rawlins","url":"https://stock-news.laohu8.com/highlight/detail?id=2590323827","media":"Reuters","labels":["shareholding","insiderTrades"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2590323827?lang=en_us&edition=fundamental","pubTime":"2025-12-10 00:52","pubTimestamp":1765299123,"startTime":"0","endTime":"0","summary":"United Fire Group Inc. has filed an initial statement of beneficial ownership with the U.S. Securities and Exchange Commission. The filing lists Brian Keith Rawlins as the beneficial owner, serving as Senior Vice President and Chief Claim Officer at the company. The full filing can be accessed through the link below.Disclaimer: This news brief was created by Public Technologies  using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. United Fire Group Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission , on December 09, 2025, and is solely responsible for the information contained therein.","market":"nz","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20251209:nNDLbMFC19:1","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":"United Fire Group Inc. Files Initial Statement of Beneficial Ownership for SVP-Chief Claim Officer Brian Keith Rawlins","news_tag":"shareholding,insiderTrades","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["BK4107","UFCS"],"gpt_icon":0},{"id":"2585252231","title":"United Fire Group Keeps Quarterly Dividend at $0.16 a Share, Payable Dec. 19 to Holders of Record Dec. 5","url":"https://stock-news.laohu8.com/highlight/detail?id=2585252231","media":"MT Newswires Live","labels":["express"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2585252231?lang=en_us&edition=fundamental","pubTime":"2025-11-22 05:04","pubTimestamp":1763759068,"startTime":"0","endTime":"0","summary":"United Fire Group Keeps Quarterly Dividend at $0.16 a Share, Payable Dec. 19 to Holders of Record Dec. 5","market":"sg","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":["earning"],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://www.mtnewswires.com/","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"express","news_rank":0,"length":0,"strategy_id":0,"source":"mtnewswires_news","symbols":["UFCS"],"gpt_icon":0},{"id":"2585470125","title":"Press Release: United Fire Group, Inc. declares quarterly cash dividend of $0.16 per share","url":"https://stock-news.laohu8.com/highlight/detail?id=2585470125","media":"Dow Jones","labels":["shareholding"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2585470125?lang=en_us&edition=fundamental","pubTime":"2025-11-22 05:01","pubTimestamp":1763758860,"startTime":"0","endTime":"0","summary":"CEDAR RAPIDS, Iowa, Nov. 21, 2025  -- Today, the board of directors of United Fire Group, Inc.   declared a common stock quarterly cash dividend of $0.16 per share. This dividend will be payable December 19, 2025, to shareholders of record as of December 5, 2025.UFG has a long history of paying quarterly dividends, with the quarterly cash dividend declared today marking the 231st consecutive quarterly dividend paid, dating back to March 1968.","market":"us","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://dowjonesnews.com/newdjn/logon.aspx?AL=N","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"1","news_top_title":null,"news_tag":"shareholding","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["UFG","BK4107","BK4144","UFCS"],"gpt_icon":0},{"id":"2584562152","title":"US insurance composite outperforms Wall Street for second consecutive week","url":"https://stock-news.laohu8.com/highlight/detail?id=2584562152","media":"Reuters","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2584562152?lang=en_us&edition=fundamental","pubTime":"2025-11-17 22:15","pubTimestamp":1763388903,"startTime":"0","endTime":"0","summary":"US insurance composite outperforms Wall Street for second consecutive weekBy Carlos PallordetNov 17 - (The Insurer) - The North American insurance composite compiled by Stonybrook Capital and Weild & ","market":"nz","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20251117:nL6N3WT0UF:1","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["BK4023","LU1366333091.USD","BK4585","IE00B3PB1722.GBP","IE00BDGV0183.EUR","LU0077335932.USD","LU2413666699.HKD","LU0347712357.USD","IE00BVYPNW00.USD","BK4107","BK4581","BK4588","LU0265550359.USD","LU2244417387.USD","RNR","AJG","BK4022","PRCH","IE00B42XCP33.USD","IE00BGHQF631.EUR","LU0157215616.USD","SG9999014005.SGD","SG9999014013.SGD","SPNT","LU1721428933.USD","BK4548","LU1116320901.HKD","IE00BVYPNV92.GBP","LU0154245673.USD","LU0170899867.USD","BK4173","LU0238689110.USD","LU0265550946.USD","LU1983260115.SGD","BK4019","LU2413666426.HKD","BK4501","SG9999014021.USD","LU0971096721.USD","MMC","SG9999014039.USD","LU0154245756.USD","MCY","LU1363072403.SGD","UFCS","UHAL","BK4559","BK4122","LU0187121727.USD","LU1116320737.USD"],"gpt_icon":0},{"id":"2582937986","title":"United Fire Group Is Maintained at Buy by Jones Trading","url":"https://stock-news.laohu8.com/highlight/detail?id=2582937986","media":"Dow Jones","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2582937986?lang=en_us&edition=fundamental","pubTime":"2025-11-12 20:48","pubTimestamp":1762951680,"startTime":"0","endTime":"0","summary":"Ratings actions from Benzinga: https://www.benzinga.com/quote/UFCS/analyst-ratings \n\n\n \n\n\n  (END) Dow Jones Newswires\n\n\n  November 12, 2025 07:48 ET (12:48 GMT)","market":"nz","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":["rate"],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://dowjonesnews.com/newdjn/logon.aspx?AL=N","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"1","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["UFCS"],"gpt_icon":0},{"id":"2582360180","title":"United Fire Group Names Brian Rawlins Chief Claim Officer","url":"https://stock-news.laohu8.com/highlight/detail?id=2582360180","media":"Reuters","labels":["executive"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2582360180?lang=en_us&edition=fundamental","pubTime":"2025-11-11 23:04","pubTimestamp":1762873446,"startTime":"0","endTime":"0","summary":"United Fire Group Inc. has appointed Brian Rawlins as senior vice president and chief claim officer, effective November 17, 2025. Rawlins will oversee the leadership and strategic direction of the company's claim organization.Disclaimer: This news brief was created by Public Technologies  using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. United Fire Group Inc. published the original content used to generate this news brief on November 11, 2025, and is solely responsible for the information contained therein.","market":"nz","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20251111:nNDL3Fylpz:1","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"executive","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["UFCS","BK4107"],"gpt_icon":0},{"id":"2581662046","title":"United Fire Group CEO Outlines Strategy Shift for Softening Insurance Market","url":"https://stock-news.laohu8.com/highlight/detail?id=2581662046","media":"Reuters","labels":["executive"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2581662046?lang=en_us&edition=fundamental","pubTime":"2025-11-07 06:04","pubTimestamp":1762466675,"startTime":"0","endTime":"0","summary":"United Fire Group Inc. held its Third Quarter 2025 Earnings Conference Call on November 5, 2025. During the call, President and CEO Kevin Leidwinger, along with other executive team members, discussed the company's strategy as it transitions into a softening insurance market. Management also addressed forward-looking statements and referenced the availability of press releases and financial documents. The full press release and related materials from the event can be found under the Investors tab on the company's website at ufginsurance.com.Disclaimer: This news brief was created by Public Technologies  using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. United Fire Group Inc. published the original content used to generate this news brief on November 06, 2025, and is solely responsible for the informa","market":"us","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20251106:nNDL90gFX9:1","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"executive","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["BK4107","UFCS"],"gpt_icon":0},{"id":"2581082305","title":"United Fire Group Reports Record Earnings in Q3 Call","url":"https://stock-news.laohu8.com/highlight/detail?id=2581082305","media":"TIPRANKS","labels":["dataReport"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2581082305?lang=en_us&edition=fundamental","pubTime":"2025-11-06 08:55","pubTimestamp":1762390519,"startTime":"0","endTime":"0","summary":"United Fire Group (($UFCS)) has held its Q3 earnings call. Read on for the main highlights of the call. United Fire Group’s recent earnings call co...","market":"us","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":{"source":"tipranks_highlight","url":"https://www.tipranks.com/news/company-announcements/united-fire-group-reports-record-earnings-in-q3-call?utm_source=itigerup.com&utm_medium=referral","rn_cache_url":null,"directOrigin":true},"property":["earning"],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://www.tipranks.com/news/company-announcements/united-fire-group-reports-record-earnings-in-q3-call?utm_source=itigerup.com&utm_medium=referral","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"2","news_top_title":null,"news_tag":"dataReport","news_rank":0,"length":0,"strategy_id":0,"source":"tipranks_highlight","symbols":["UFCS"],"gpt_icon":0},{"id":"2581697317","title":"United Fire Gr Q3 Adj. EPS $1.50 Beats $0.69 Estimate, Sales $354.018M Miss $354.455M Estimate","url":"https://stock-news.laohu8.com/highlight/detail?id=2581697317","media":"Benzinga","labels":["dataReport","express"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2581697317?lang=en_us&edition=fundamental","pubTime":"2025-11-05 05:04","pubTimestamp":1762290248,"startTime":"0","endTime":"0","summary":"United Fire Gr (NASDAQ:UFCS) reported quarterly earnings of $1.50 per share which beat the analyst consensus estimate of $0.69 by 117.39 percent. This is a 85.19 percent increase over earnings of $0.81 per share from the","market":"us","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":["earning"],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://www.benzinga.com/news/earnings/25/11/48636812/united-fire-gr-q3-adj-eps-1-50-beats-0-69-estimate-sales-354-018m-miss-354-455m-estimate","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"1","news_top_title":"United Fire Gr Q3 Adj. EPS $1.50 Beats $0.69 Estimate, Sales $354.018M Miss $354.455M Estimate","news_tag":"dataReport,express","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["UFCS"],"gpt_icon":0},{"id":"2581576935","title":"BRIEF-United Fire Group Q3 Adjusted Operating Income USD 39.51 Million","url":"https://stock-news.laohu8.com/highlight/detail?id=2581576935","media":"Reuters","labels":["dataReport","express"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2581576935?lang=en_us&edition=fundamental","pubTime":"2025-11-05 05:01","pubTimestamp":1762290110,"startTime":"0","endTime":"0","summary":"BRIEF-United Fire Group Q3 Adjusted Operating Income USD 39.51 Million\n\n\nNov 04 (Reuters) - United Fire Group Q3 expense ratio 34.6%.\n\nQ3 adjusted combined ratio 90.6%\nQ3 combined ratio 91.9%","market":"us","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20251104:nPLXC502BA:1","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"1","news_top_title":null,"news_tag":"dataReport,express","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["BK4107","UFCS"],"gpt_icon":0},{"id":"2581769332","title":"United Fire Group posts Q3 net income of $39.2 million and net written premium of $328.2 million","url":"https://stock-news.laohu8.com/highlight/detail?id=2581769332","media":"Reuters","labels":["dataReport"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2581769332?lang=en_us&edition=fundamental","pubTime":"2025-11-05 05:01","pubTimestamp":1762290106,"startTime":"0","endTime":"0","summary":"United Fire Group Inc. reported third quarter 2025 net income of $39.2 million, or $1.49 per diluted share, up $19.4 million from the prior year. Adjusted operating income was $39.5 million, or $1.50 per diluted share. Net written premium increased 7.0% to $328.2 million, led by growth in core commercial lines, with rates rising by 5.8%. The combined ratio improved 6.3 points to 91.9%, with an underlying loss ratio of 56.0%, catastrophe loss ratio of 1.3%, and underwriting expense ratio of 34.6%. Net investment income rose 6.3% to $26.0 million. Book value per share increased by $4.42 to $35.22 as of September 30, 2025, while adjusted book value per share rose by $2.70 to $36.34. Retention and new business volume were above prior year levels. 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