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After years of being the market's forgotten children, small-cap stocks are back in the spotlight in 2025. But are they catching up to their older, richer S&P 500 siblings?Small-cap stocks, represented by the Russell 2000 index RUT, are closing in on the S&P 500's SPX gains so far this year, raising the possibility that they could be the surprise winners of a wild year for the stock market. The Russell 2000 index is up 10% so far in 2025, while the large-cap S&P 500 has risen more than 13% in the same period, according to FactSet data.Doug Ramsey, chief market strategist at Leuthold Group, told MarketWatch that the small-cap rally has been led by some of the most speculative names in the Russell 2000. 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Roth IRA conversions are a hot topic, with an aging population and retirees trying to limit their tax burdens.It is easy to assume that you will be better off taking the tax hit early during your retirement years. But it turns out that Roth conversions aren't the best choices for most early retirees, according to Sean Mullaney and Cody Garrett, who wrote a book on early-retirement planning and discussed their Roth math with Beth during an interview.Let's take a look at long-term total returns for the two small-cap indexes and the S&P 500. All performance figures in this article include reinvested dividends. 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