Account Types

1. Margin Account

Margin Account allows margin trading and short selling (leverage up to 4 times) and trading all products available at Tiger. There is no limit on the number or frequency of T+0 trades. 

2. Cash Account

Cash Account is the basic account type. It allows trading with cash. Margin trading and short selling are unavailable. Products including futures and options requiring financing cannot be traded with Cash Account. There is no limit on the number or frequency of T+0 trades. 

3. Cash Account upgrading to Margin Account

A cash account may be upgraded to a margin account.

If you are aged above 21 with a full-time job (including self-employed) or retired, and have opened a cash account, you may choose to upgrade your cash account to a margin account depending on your needs.

How to upgrade: Tiger Trade APP > Trade > Account > Upgrade to Margin Account.

Age Requirement

[under 18] may not open an account with Tiger;
[18 - under 21] (students, interns and other unemployed individuals who are not working full-time)] may open a Cash Account;
[above 21] (employed individuals (including self-employed individuals) working full-time and retirees] may open either a Margin Account or a Cash Account;

Dormant Account

What is a dormant account?

A dormant account is when your trading account has been inactive for 36 months. The activities that help you keep your account active include making deposits, withdrawals, or conducting trades.

What will happen if my account becomes dormant?

We will protect your security by suspending your account. This means that all services linked to your account such as deposits, withdrawals, or conducting trades will also be suspended.

Why is a dormant account undesirable?

Fraud risk

If the contact information of the dormant accounts in our record is outdated and you have not notified us timely, there is no way for us to contact you and so your statements/notices may continue to be sent to your outdated address or contact detail, which may be read by others. You may also miss the important notices and messages. As there is less incentive for you to keep track of activities of dormant accounts, you might become less vigilant in monitoring transactions and reconciling statements. As a result, there is a greater risk that unauthorised transactions may go unnoticed for some time. Always notify us promptly when there are changes to your personal information.

How to reactivate it?

Please follow one of the following methods for reactivation:

  1. Check your email/SMS for instructions and take appropriate action accordingly.

  2. Log in to Tiger Brokers website and access the reactivation option under the "Personal Center" section.

  3. If you need further guidance, don't hesitate to contact our customer service team.


1. Can I trade on margin or do I have to trade in cash?

→  Both are available with Tiger Brokers.

1. Margin Trading (Financing): deposit in any currency, then trade in any market by financing if your Tiger Account is a Margin Account; or

2. Cash Trading (available for both Margin Account and Cash Account):
2-1. deposit SGD, USD or HKD, then trade in the corresponding market(s) using the deposited cash without financing; or
2-2. deposit SGD, USD or HKD and do the currency conversion on Tiger Trade, then trade using cash

Notes on 2-2: The settlement date of currency conversion is T+2. If you prefer that no financing interest is incurred, you may refer to the following tips based on the rules made by Exchanges:
1) Immediately after the currency conversion, using cash to trade products of which the settlement date is T+2 (e.g. US, Hong Kong, Singapore and Australian stocks) will be free of interest.
2) 1 trading day after the currency conversion, using cash to trade products of which the settlement date is T+1 (e.g. China A-shares, futures, and US stock options) will be free of interest.
3) 2 trading days after the currency conversion, withdrawing the cash will be free of interest.
[You may also immediately carry out the above operations, which might incur the corresponding financing interest.]

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